Structured funding from R1 million to R75 million
Shandu Asset Finance arranges finance for trucks, yellow equipment, and buses — plus structured project funding for contractors, from mobilisation and procurement through to delivery. We structure capital around your business, not the other way around.
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What we finance
From a single vehicle to a full project facility, we structure finance around the asset and the work it does.
Trucks
Finance for rigid and articulated trucks, tippers, and specialised transport vehicles used in haulage, logistics, and construction.
Yellow equipment
Excavators, TLBs, graders, dozers, and other earthmoving and construction equipment — new or used.
Buses
Finance for passenger buses and coaches for transport operators and fleet expansion.
Project funding
Structured capital aligned to mobilisation, procurement, and delivery — for contracts that need more than a single vehicle or asset facility.
Built for contractors who deliver at scale
We work with established contractors on capital-intensive projects where timing, structure, and clarity matter. Our facilities are designed around project milestones and cash flow — giving you the runway to execute with confidence.
Project-aligned facilities
Funding structured to match mobilisation, procurement, and delivery phases — not generic term loans.
R1M to R75M range
From mid-size contracts to large infrastructure and commercial builds requiring substantial capital.
Partnership approach
We assess scope, risk, and repayment capacity together — so terms reflect how you actually operate.
Do you qualify?
We assess established businesses on turnover, trading history, and cash flow — not just the project. Here's the profile we fund, and the documents we'll need to move quickly on your application.
Average monthly business turnover
Mandatory supporting documents
- Last 2 years' Annual Financial Statements (AFS) — a draft is fine for the latest, or Internal Management Accounts for the current financial year
- Latest Internal Management Accounts — no need to be audited; an Income Statement & Balance Sheet from your internal accounting system will do
- Last 6 months' bank statements
- Latest Debtors & Creditors age analysis
- Personal Assets & Liabilities statement for all shareholders (template available on request, or any equivalent you have)
- Overdraft facility agreement, where applicable
Where available
- Supporting evidence of sales or client demand — e.g. signed contracts, secured purchase orders, or a sales pipeline summary
- Cashflow, budget, or sales forecast (Excel format)
How it works
Initial enquiry
Share your contact details and a brief project overview via the form above.
Assessment
Our team reviews your project scope, contract value, and funding requirements.
Structured proposal
We present a facility aligned to your timeline, milestones, and cash flow.
Ready to discuss your project?
Email finance@shanduassetfinance.co.za or call 082 790 3096
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